Budget Courses Starting Autumn 2025
We're preparing intensive programmes focused on practical money management and financial planning. These courses run between September 2025 and February 2026, designed for people who want real skills without unrealistic promises.
Household Budget Foundations
Learn tracking methods, expense categorisation, and realistic saving strategies. We cover everyday scenarios like managing utilities, groceries, and unexpected costs.
Debt Management Planning
Practical approaches to handling credit cards, loans, and payment priorities. This isn't about miracle solutions—it's about building sustainable payment plans.
Long-Term Financial Planning
Setting achievable savings goals, understanding pensions, and planning for major purchases. We work with real numbers and realistic timelines.
What These Courses Actually Cover
We don't promise overnight transformations or guaranteed wealth. Our programmes focus on building practical skills you can use immediately. The content comes from years of working with people managing real household budgets, not theoretical textbook scenarios.
Each course includes worksheets based on actual UK living costs, case studies from Sheffield and surrounding areas, and tools you'll keep using after the programme ends.
- Monthly budget templates tailored to UK households
- Expense tracking methods that actually work long-term
- Priority payment systems for multiple obligations
- Emergency fund strategies with realistic timelines
- Practical approaches to negotiating with creditors
- Understanding UK financial regulations and protections

Previous Participants Share Experiences
These are genuine reflections from people who completed earlier versions of our programmes in 2024. Results vary based on individual circumstances.
The course gave me proper tools I still use. No magic formulas, just sensible approaches to tracking where my money goes each month. I particularly appreciated the sessions on prioritising payments when everything feels urgent.
I went in sceptical about financial courses, but this one focused on actual household scenarios I recognised. The instructors acknowledged that not every strategy works for everyone, which felt honest. I'm managing my credit cards better now.